It seems like 2017 flew by in a blur! Did you know that there are less than 3 months left till the end of the year? For most of our patients who use their insurance benefits, from now until the end of the year is a critical time. The reason is that most insurance renew on January 1st, at the start of each calendar year. While this may mean your allowed visits will renew, this also means that whatever you have not used up from this year disappears! Not only that, if you have a PPO insurance, keep in mind that your deductible will most likely also renew on January 1st!